Did You Know? Your IRA Can Positively Impact Your Community

That’s right! Your IRA can help fund Caminar programs when distributions are directly given from your account to Caminar. If you're age 70½ or older, your IRA can be the source of a simple, tax-smart way to support the causes you care about while making an immediate difference in your community through a Qualified Charitable Distribution (QCD.) QCDs allow eligible individuals to make charitable gifts directly from their Individual Retirement Account to Caminar.  

Why is a Qualified Charitable Distribution (QCD) tax smart?

• Reduces taxable income. Because the distribution goes directly from your IRA to charity, it will not be counted as taxable income and may help you stay in a lower tax bracket.

• Satisfies Required Minimum Distributions (RMDs). A QCD fulfills your distribution requirements while supporting a cause you care about.

• Turns retirement assets into community impact.

Whether you're passionate about supporting mental health care, housing, recovery services, or youth and family programs, a QCD may be one way to maximize the impact of your generosity.

When you make a gift to Caminar, you're helping provide compassionate, whole-person care to people facing mental health challenges, substance use disorders, housing instability, and other complex needs.

A QCD can put your support to work right away by helping individuals and families access services, build stability, and move toward brighter futures.

Ready to Learn More?

If you have an IRA and are interested in learning whether a Qualified Charitable Distribution makes sense for you, begin by contacting your IRA administrator, financial advisor, or tax professional. They can help determine whether a QCD aligns with your financial and philanthropic goals.

If you are planning to make a Qualified Charitable Distribution to support Caminar and would like to let us know that your gift is on its way, please contact our Development Team at development@caminar.org We are also available to answer questions about giving to Caminar.  

Please note: Caminar does not provide legal, tax, or financial advice. We encourage all donors to consult their professional advisors regarding their individual circumstances before making a charitable gift.

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